Free tax debt review — no cost, no obligation Call now: (877) 637-0366
IRS & State Tax Debt Resolution

The IRS has a process.
So do we.

If you owe $10,000 or more in back taxes, federal relief programs exist to reduce, restructure, or pause what you owe. We find the one you qualify for — and handle the IRS so you don't have to.

  • Stop wage garnishments, levies, and lien escalation
  • Settlement, penalty relief, and structured payment plans
  • One dedicated case specialist from review to resolution

60-Second Eligibility Check

How much tax debt do you have?
Free • No obligation • No documents needed to check
10+
Years in business
1,000s
Taxpayers helped
50
States served
$0
Cost for initial review
What We Resolve

Every tax problem has a relief path.

The IRS offers more resolution programs than most taxpayers ever hear about. We match your situation to the right one and manage the entire process.

Offer in Compromise

Settle eligible tax debt for less than the full balance when full payment would create financial hardship.

Garnishment & Levy Release

Stop active wage garnishments and bank levies, and prevent new enforcement while your case is worked.

Penalty Abatement

Remove or reduce failure-to-file and failure-to-pay penalties that inflate your balance year after year.

📅

Installment Agreements

Structured monthly payment plans negotiated at amounts your budget can actually sustain.

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Unfiled Returns

Get back into filing compliance — often the required first step before any relief program applies.

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State Tax Issues

State back taxes, liens, and payment plans handled alongside your federal case in all 50 states.

How It Works

Three steps between you and resolution.

No mystery, no runaround. Here's exactly what happens after your eligibility check.

Free Case Review

A specialist reviews your debt amount, tax years, income, and any active enforcement to identify which relief programs you qualify for.

Day 1

Protection & Investigation

We establish representation, pull your IRS transcripts, verify exactly what you owe, and move to pause active collection.

Weeks 1–4

Negotiation & Resolution

Your case is submitted under the best-fit program — settlement, abatement, or structured plan — and worked to final resolution.

Varies by program
Representative Outcomes

What resolution can look like.

Owed $47,500 to the IRS
Settled for $7,100
Offer in Compromise accepted after hardship review
Owed $28,400 with penalties
$11,300 removed
First-time penalty abatement plus interest recalculation
IRS demanding $1,150/month
$240/month
Installment agreement negotiated to a sustainable payment

Representative examples for illustration. Every case is different; individual results depend on your facts, circumstances, and program eligibility, and no specific outcome is guaranteed.

Common Questions

Straight answers.

Qualification depends on how much you owe, your income and assets, and your filing history. Generally, taxpayers with $10,000+ in federal or state tax debt have the most options. The eligibility check takes about a minute and tells you which programs fit.
In qualifying hardship cases, yes — the IRS Offer in Compromise program exists for exactly this. Not everyone qualifies, and anyone who guarantees a settlement before reviewing your case isn't being straight with you. We tell you honestly which path fits after the review.
In many cases active garnishments and levies can be released or reduced once representation is established and a resolution is in motion. The sooner your case starts, the more options exist.
Nothing. The eligibility check and initial case review are free with no obligation. If you engage us for resolution work, fees are quoted upfront before anything begins.
Yes — unfiled returns are one of the most common situations we handle. Getting back into filing compliance is usually the required first step before relief programs apply, and we manage that process.
Talk To Us

Get your free case review.

Call, or send your details and a specialist will reach out. Either way, the review costs nothing and you'll know your options.

(877) 637-0366
Mon–Fri 8am–8pm ET • Sat 9am–3pm ET
help@cacophinney.com
🏠Cacophinney Tax Relief, a service of Cacophinney, LLC
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$10,000 – $24,999
$25,000 – $49,999
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